Tapping the Emergency Fund

I have blogged in the past about how important it is to have an emergency fund for those situations that happen in life. And “those situations” seem to occur to homeowners more often than others.

Two weeks ago, a huge tree in our backyard forest was struck by lightning. From the 150′ (46m) crown to its lowest trunk, the tree was destroyed. It literally exploded.

The tree fell…
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Morning!

I am among the rare and most misunderstood morning people.

I mean morning, like 0400 (4am), each and every day.

I rise with a song on my lips and energy to pull on my boots, jeans or slacks, shirt, and start my day! No coffee required.

This behavior is so poorly understood by most people who…
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Memories

Today, the date of September 11 (not “9/11”), marks a very dark date in the history of the United States, where cowardly terrorists caused pain, anguish, injuries, and deaths in 2001. I won’t let them win by describing what they did — we all know that. Instead, today, I will pay tribute to the countless thousands of responders, both in professional positions (fire, law enforcement, EMS) and those who jumped in voluntarily to alleviate suffering and help as best they could.

I spent six months after that dreadful day doing my part in providing relief, and that included much time in New York City. It’s one reason why I have no plans ever to return to NYC … too many painful memories which still haunt me today.

But there’s more to this day than memories of those attacks…
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New Guy Into Leather?

Leatherdude1I have received a few emails in the last week or so from younger guys who have said that they like the appearance of leather garments, and want to get some. However, they have tight budgets and have expressed concern that they don’t think they can afford new leather goods from a reputable leathercrafter.

A couple of these guys were asking what gear they should get to wear to a leather bar, or if they did not have leather garments, could they go to a leather bar at all?

Here are my thoughts on both issues.
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